Can you buy a house with Forex Trading in 2023?

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In this article, we will talk about whether you can buy a house with forex trading. We will also look at how much return you need to make with forex trading in order to buy a house.

Can you buy a house with Forex Trading?

Yes absolutely, you can buy a house with forex trading but it is not easy. There are several stages that you need to go through to be able to buy a house with forex trading.

If you are a beginner trader, it will be much harder for you. You have to be a profitable trader if you want to buy a house with forex trading.

Most beginner forex traders lose money but with proper education and experience, they can become profitable over time. This can take months or years depending on your dedication to becoming good at forex trading.

Another factor you should consider is if you want to buy a house in cash or for a monthly mortgage payment. Of course, it is quicker to get to a level where you can pay a monthly mortgage payment than buying a house with cash.

Now, let’s look at each option and we will do some calculations to understand how much time and capital you need to achieve this with forex trading.

How much does it cost to buy a house?

In the United States, the average house price is $384,800, if you are in a developing country, the price of a house will be significantly lower. Let’s take $384,800 as an example. Let’s say you want to buy this house in cash paid in full.

For this example, let’s say you have $10,000 capital to start trading forex. Let’s say you are a profitable trader who makes around 10% per month in returns.

That means you will be making $1,000 per month. If we use the compound interest formula, it will take you roughly 3 and a half years to reach $384,800 in total. It will take you a bit more time if you take taxes into account as well.

If you have a lot more initial capital to invest in forex trading, you should be able to make much more per month which means you can get to your goal a lot faster. A better option is to use your forex profits as a monthly mortgage payment. Now, let’s talk about paying your monthly mortgage with forex trading.

Can you buy a house with Forex Trading
Figure 1: Paying the mortgage with forex trading

Paying the mortgage with Forex Profits

If you are good at forex trading, you can expect to make a return of 5-15% per month. The mortgage that you will pay depends on the amount of money you borrow and the country/state you are buying the house.

Since we are writing this from Australia, let’s take an Australian mortgage as an example. In Australia, the average monthly mortgage payment is roughly $3000 AUD. Let’s say you are an average forex trader making a 5% return per month. To pay this mortgage you need to have a capital of $60,000 in your trading account.

Now, if you are a really good trader you can expect to make at least 10% per month. That means, you only need $30,000 of capital in your trading account. You can get this capital within 1-2 years if you work a full job in a developed country.

As you can see, if you are living in a country that has a really low mortgage cost, you won’t need much capital in your trading account.

That said, if you are a trader who doesn’t have much capital, you can still get to this capital by trading without withdrawing money out of your account. For example, let’s you have only $2000 in capital to start trading. This is totally fine.

Your goal here is to grow this $2000 to $30,000. That means, you should not take money out of your account and you should reinvest all your profits. This way you can grow your account faster. Then, when you have enough capital you can take out money every month to pay your mortgage.

Not most forex traders are able to make this kind of return. If you are a complete beginner expect to have some losing months in the beginning. Don’t get discouraged by this, as long as you use a trading journal and track your trades, you will be able to become profitable over time.

In the next section, we will talk about how you can get to this level so that you can buy a house with forex trading.

Learning how to trade profitably

Forex trading comes down to 3 main things. These are mindset, trading strategy, and risk management. If you master all these 3 things, you will become a highly profitable trader.

But you might be wondering where you can learn all of these. That’s why we created our free course on learning how to trade step by step. Make sure to check it out. In this course, we go over the mindset, trading basics, advanced trading strategies, risk management, tracking your trades with our free journal, and much more.

Also, it is important to note that going through our forex course is not enough, you have to use the things you learn in the course on a daily basis. You have to make trades and fail enough to learn what goes into making a profitable trade.


In this article, we talked about whether you can buy a house with forex trading. We also looked at how to and how much to make to buy a house with your forex trading profits.

As discussed it all depends on several factors. One of the factors is the cost of the house. Other factors depend on whether you want to pay in cash or pay a monthly mortgage. Also, the amount of capital you have to invest in forex trading has to be taken into consideration. If you enjoyed reading this article, make sure to check out our free course as well.

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